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Terms of use

Last updated [DATE]

These terms are an agreement between you and [COMPANY LEGAL NAME] (“IE Tracker”, “we”) for using the IE Tracker app and this website. By creating an account you accept them. How we handle your information is in our privacy policy.

1. What IE Tracker is

An app for recording your own income, spending, budgets and bills. The figures are only as accurate as what you enter. It isn’t a bank, a wallet or financial advice, and it doesn’t move money for you.

2. Your account

  • You must be at least 13, and give a phone number or email you control.
  • Keep your sign-in to yourself; you’re responsible for what happens on your account.
  • Don’t use IE Tracker to break the law, or try to get into other people’s accounts or our systems.

3. Plans and limits

Regular is free. Paid plans allow more entries each calendar month and may include more features; the current plans and prices are on our pricing and in the app. When a month’s entries are used up you can still read, edit and delete entries, and add new ones from the 1st of the next month.

4. Paying, renewing and ending

  • Paid plans are billed monthly or yearly in Ghana cedis, through Paystack, by Mobile Money or card.
  • A plan starts once Paystack confirms your payment.
  • A few days before a plan ends we send an invoice for the next period. Nothing is charged automatically; the plan renews when you pay it, from the end of the current period.
  • If it isn’t paid, the plan keeps working for 3 days after it ends, then your account moves to Regular. Your entries are kept.
  • Choosing a different plan starts it as soon as it’s paid; unused time on the old plan isn’t refunded.
  • If you were charged by mistake or twice, contact us within [NUMBER] days and we’ll refund the amount charged in error. [REFUND POLICY]
  • We may change prices; a change applies from your next invoice, and we’ll tell you before then.

5. Your content

What you record is yours. You let us store and process it only to provide the service to you. You can export it or delete your account at any time.

6. The service

We work to keep IE Tracker available and your data safe, but we can’t promise it will never be interrupted. As far as the law allows, we aren’t liable for losses from relying on the figures in the app, or from interruptions outside our control, and our total liability to you is limited to what you paid us in the last 12 months.

7. Ending your account

You can delete your account at any time. We may suspend an account that breaks these terms, and will tell you why.

8. Changes and law

If we change these terms in a way that matters, we’ll tell you in the app before it applies. These terms are governed by the laws of Ghana.

9. Contact

[COMPANY LEGAL NAME], [BUSINESS ADDRESS], Accra. Email [SUPPORT EMAIL].